Insuring a rental car is a process that confuses nearly everyone. Most people don't consider this type of insurance until the issue is brought up by a sales representative at the checkout counter. While rental insurance may sound like a good idea, it's important to know what is covered and what kind of coverage may already exist before purchasing it. It's best to call an agent and a credit card company before purchasing rental car coverage.
When calling the insurance company, ask how much coverage exists for a current vehicle. If the rental car is used for recreation, the same deductibles and coverage held on a personal vehicle usually apply to a rental car. If the car is used for business purposes,