Why buy renters insurance you ask? Two reasons!
1. If you aren't protecting your valuables…who is?
2. What if someone visiting you gets injured?
A renter's policy can provide protection for your valuables…jewelry, TV's, clothes, computers and other media devices, furniture, appliances and so much more.
Auto accidents happen to the best and worst of drivers and the worst times. No matter how good of a driver you think you are…it's best to always be prepared for an accident to happen. That way…you have one less thing to worry about if the time comes.
Because the time after an accident can be emotional and confusing…we have put together a list of do's and don'ts for you to hopefully make it easier if an accident occurs.
Remember: the information and statements you do or don't collect will make an impact on the way your claim works out with your insurance company. It is very important to make sure that you collect what is needed.
Most business managers and owners are well aware of the threat of loss from outsiders, and use a variety of methods to reduce this risk. From locks on the doors, to security guards and dogs, to complex electronic burglar alarm systems, many preventative steps are taken.
However, it is often the case that less attention is dedicated to reducing the risk of theft by an insider. No one wants to believe that an employee will purposely defraud the company of money. Most people want to trust their employees, and rightly so. But it only takes one bad apple to do significant damage. Depending on the person's position within the company, and the length of time the theft continues, substantial losses can result. Business owners often have a tendency to believe “it can't happen here.”
Very few people are prepared to face a traffic accident; however, many people will be involved in one at some point during their lives. While some are minor, others are severe and require appropriate action. Even the most careful drivers may experience an accident due to the poor driving skills of others. The best way to be prepared is to know how to respond at the scene. People who know what to do can save lives. In addition to this, preparedness makes the claims process simpler. If an accident happens, take the following steps:
Insurance has a history that dates back to the ancient world. Over the centuries, it has developed into a modern business of protecting people from various risks. The industry has been profitable for many years and has been an important aspect of private and public long-term finance.
In the ancient world, the first forms of insurance were recorded by the Babylonian and Chinese traders. To limit the loss of goods, merchants would divide their items among various ships that had to cross treacherous waters.
Many disasters caused by winter weather conditions can be prevented by taking a few simple steps. Although it's hard to think about such things during warmer months, it's important to be prepared when the colder weather arrives. It's hard to predict the weather in the future. However, long periods of low temperatures frequently experienced throughout history have proven that it's important to be prepared.
Regular homeowners policies provide coverage for ice dams, burst pipes, loss from fires and wind damage from snow or ice. When snow melts, it can cause serious damage to a home. One of the most common causes of catastrophic loss is winter storms.
Insuring a rental car is a process that confuses nearly everyone. Most people don't consider this type of insurance until the issue is brought up by a sales representative at the checkout counter. While rental insurance may sound like a good idea, it's important to know what is covered and what kind of coverage may already exist before purchasing it. It's best to call an agent and a credit card company before purchasing rental car coverage.
When calling the insurance company, ask how much coverage exists for a current vehicle. If the rental car is used for recreation, the same deductibles and coverage held on a personal vehicle usually apply to a rental car. If the car is used for business purposes,