Capstone Insurors

Effective employee communications are essential to ensuring smooth operations for any business. A key element of your employee communications package should be your employee handbook.

An employee handbook sets out a company’s policies and procedures. It establishes standards for all facets of on-the-job conduct and can prevent misunderstandings on the part of employees as to what is expected of them. Employers generally give an employee handbook to new workers upon hire, and to all employees whenever the handbook undergoes revision.

A top-notch workforce is essential to your company’s success. It’s always important to have engaged, loyal employees, and in an economic downturn, it’s more critical than ever to keep employee morale high to maintain the competitive edge top-quality employees bring.

One way you keep your best employees on board is by offering a generous benefits package. But do your employees fully appreciate your investment? According to many surveys, they don’t. Employees tend to focus on their share of the costs, and many grossly underestimate the amount their employers pay. Employees also tend to underestimate what employers pay for other benefits such as paid time off (PTO), tuition reimbursement, pension or 401(k) plans and statutory benefits like employer-paid Social Security.

A good employee benefits package that appropriately fits your employees’ needs is an important part of the formula for most companies’ success. The right benefits package helps to attract and retain employees, keeps them motivated, and inspires them to give you their best. But as we all know, benefits can be expensive, and finding the right benefits at the right price can be a time-consuming, sometimes frustrating experience. It’s here that the services of a benefits broker can make all the difference.

What should you look for in a benefits broker? How do you determine if a benefits broker is right for your business? What sets a terrific benefits broker apart from the rest of the field? If you’re in the market for a new benefits broker, here are a few things to keep in mind—

When tax season arrives each year, employees everywhere are reminded of how much money is taken from their paychecks. Although some employees take advantage of group term life, tax-exempt HSAs or other benefits that are free of taxation, some do not. There are seven great tax-free benefits that help employers keep more money and also offer enticing deductibles.

Common sense tells us that healthier employees are more productive, have lower absenteeism rates, and are likely to be less costly to a company's health care plan. In an effort to encourage employee health and fitness, and the management of chronic diseases, many companies implement wellness programs. In today's economic climate, however, where cost-cutting measures can be critical to a company's survival, business owners and top management want documentation of the return on the investment put into these programs. Thus, wellness program evaluation can be key to the survival of these programs in a company.